Privacy Policy

This website,, (hereinafter individually and collectively, including all content, features and functionality available under the domain name, hereinafter referred to interchangeably as: "Gluzi", or "Website", or "") is owned and provided by Tern Advisors, LLC (d/b/a "Gluzi") and registered at POB 136, Lake Hiawatha, NJ, 07034. All references to Gluzi or will be deemed to include Tern Advisors, LLC.

The Privacy Policy set forth herein governs Gluzi's (i.e., "our") treatment of personally identifiable information that Gluzi collects when you use the Gluzi Website, when you share information about yourself on or through our Website, as well as when you provide information to us by any other means. This Privacy Policy is incorporated into, and subject to Gluzi's Terms of Use, which can be found at Terms of Use.

  1. Your Acceptance of the Privacy Policy
    Each time that you use this Website and the features available to you thereon, you signify that you agree to be bound by this Privacy Policy and by the Terms of Use . If you do not agree to the terms and conditions of this Privacy Policy or with our Website's Terms of Use, please discontinue using Gluzi, and, if you are a registered user of Gluzi, you must terminate your registration with us.

  2. Modifications of Privacy Policy
    The Effective Date of this Privacy Policy is set forth below, at the bottom of this page. We may, in our sole and exclusive discretion, modify or revise this Privacy Policy at any time without notice, and you agree to be bound by all such modifications or revisions. Please keep yourself up to date with the most current version of our Privacy Policy. Your continued use of the Website constitutes an affirmative acknowledgment and acceptance by you of the Privacy Policy and any modifications thereto, and your agreement to abide and be bound by the Privacy Policy.

  3. Children's Privacy
    Visitors known to be under the age of 14 may not register on Gluzi. If you are a parent or legal guardian of a child under the age of 14 who has submitted us with personal information, contact us at and we will delete such personally identifiable information from our database.

  4. Limits on Responsibility / Liability
    1. Please note that this Website contains links to and from other websites. This Privacy Policy applies only to information collected by us from you on Gluzi or collected by us form you by other means. The information practices of those other websites are not covered by this Privacy Policy, and we are not responsible for the privacy practices or the content of other websites.
    3. You agree and acknowledge that Gluzi's total liability to you in connection with any claim based on actual or alleged breach of this Privacy Policy, shall be as set forth in Section 8 of the Terms of Use provided at: Terms of Use.
  1. Collection of Personal Information Provided by You to and Related Terms and Conditions
    1. User-Provided Information: Gluzi collects information from you when you register on the Website and create your profile, when you update your profile, interact with other users, and use various features of the Website.
    2. Collection of Additional Information: When you opt-in to our newsletter and/or contact us, we may ask you for certain information such as your contact information, telephone numbers, email addresses, and more. When we collect personal information, we include a link to this Privacy Policy on that page.
    3. User Submissions Posted on our Website. As a registered user, you can post User Submissions (as defined in our Terms of Use) that may include personal content. Please be aware that by using these features, personally identifiable information may be accessible to other users and visitors to the Website. We have the right, but not the obligation, to monitor any activity and content on our Website. Please review our Terms of Use for more information.
    4. Your Disclosure of Personal Information on our Website. By posting a profile or disclosing personal information in our online forums, directly to users in chat rooms, through messages, or otherwise, your information is made public. We may also collect information regarding your interaction with users and your use of the Website.
    5. Additional Collection of User-Submitted Information. From time to time we may ask you to respond to surveys or other requests for information. We may collect information from these requests, from sweepstakes, from promotions offered on the Website, or from other methods. We may use this information as noted in Section 6, below.
    6. Surveys or Promotions. We may provide the opportunity to participate in sweepstakes, contests or other promotions sponsored or conducted by Gluzi or by a third party. Participation is completely voluntary. Requested information typically includes contact information. If there is a third party sponsor, always review that third party's privacy policy. and proceed with provision of above information only if you agree with it.
    7. Your Consent: You represent and warrant that all information you provide to us shall be truthful and accurate and shall not violate the rights of any third party. By using the Website and submitting information, you consent to the collection of your personal information by us as described above, and to the use of your personal information by us as described below.
    8. Updating Your Personal Information. If you are a registered user, you can update your personally identifiable information and profile at any time. To do this, just click on the"My Gluzi" link, and then click on "My Profile" to edit your profile. You may also select "unsubscribe" on the "My Account" page. However, we are unable to update or delete any of your personally identifiable information that has been shared with a third party as permitted in this Privacy Policy. If you are concerned the personal information Gluzi has on file is not correct, or should you wish to have your email address removed from our mailing list, or registration/contact information changed or updated, please contact us at
    9. How Gluzi Protects Your Information: We have secure methods for the storage and disclosure of your information. However, that no method of transmission over the Internet, or method of electronic storage, is fail proof. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. Always protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

  2. Use of Personal Information Provided by You to
    1. Our Use of Information Provided by You.We receive and store any personal information you enter on the Website or give to us voluntarily in any other way, and may use it to contact you. Specifically, by registering on the Website, you agree that this action constitutes a purchase, inquiry and/or application for purposes of telemarketing laws. Regardless of the fact that your telephone and/or cell number may be listed with the Federal Do-Not-Call Registry, or your local State Do-Not-Call list, you expressly consent to receive future information about products and services from us, and in, that regard, you hereby consent to our contacting you pursuant to the business relationship established using the information you provided to us. This means we may contact you by email, phone and/or cell, text (SMS) message, or any other means of communication your telecommunications device will receive (e.g. video etc.). We may also send you information or offers to a postal address or email address you provide. If you provide your name for a promotional offer to enter a sweepstakes or contest, and win a prize, we will post a winner's list online, and will file your name with state agencies if required by law.
    2. Unless you specifically request in writing that we do not use your information, we may use your information for the purposes set out below, including, but not limited to:
      1. research and development for enhancements to the Website;
      2. market research;
      3. informing you about our services which may include contacting you; and/or
      4. sending you information. or responding to your inquiries.
    3. Vendors. We may employ other companies and individuals to perform functions on our behalf. Examples include sending email, removing repetitive information from customer lists, analyzing data, and providing marketing assistance, search results and customer service. Vendors may access your personal information needed to perform their functions, but may not use it for other purposes.
    4. Third Party Offers. We may share personally identifiable information with third parties in order to have them send you special offers and promotions or other information we think you might find of interest. We ourselves will also occasionally send you information on products, services, special deals, promotions, or information that we have found that may be of interest to our users and subscribers. If you do not want us to use the information you provide in order to inform you of products and services we think might interest you, or provide your information to third party companies, it is your obligation to please let us know, by contacting us at
    5. Referrals to Friends. Registered users can send video links on Gluzi with others by providing their email addresses. Using the information you provide, we will send an email message including a link to the video, and an invitation to join These individuals can only become registered users if they visit our Website and complete registration. We do not use this information for any other purpose.
    6. Other Uses.We may use your information to contact you about Gluzi's products or services, or for other purposes in which you have expressed an interest.
    7. Service-Related Notices and Announcements.We may provide you with service and account related notices on occasion.
    8. Special Circumstances. If, or any of its lines of businesses or affiliated companies, is sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, the relevant databases of Gluzi could, in whole or in part, be sold as part of that transaction. Therefore, information about registered users of and visitors to the Website, including personal information, may be disclosed as part of any merger or acquisition, creation of a separate business or sale or pledge of our company assets, as well as in the event of an insolvency, bankruptcy or receivership in which personal information would be transferred as one of the business assets of the company. We also may have to release personally identifying information when it is necessary to comply with judicial or other government subpoenas, warrants, orders, or to protect the rights, property, or safety of Gluzi, its users or others.
    9. Choice and Opt-out: You may opt-out of use of your information as set forth above by emailing us at or by setting your own preferences. If you do not with to receive offers or our email newsletter, you may opt-out by un-checking the option "send me email about new videos and features" on your "My Account" page, or by following the instructions included in each newsletter.

  3. Information Logged and/or Tracked by and Use by Gluzi Thereof
    1. Logging /Tracking Information: logs IP addresses in order to improve security, analyze trends and administer the Website. We may track such information as: visits to our Website, the third-party referring website pages, and site interactions.
    2. Use of Logged/Tracked Information: We may use this information to improve our Website and services, and for statistical purposes. We use session ID and persistent cookies on the Website. You can remove persistent cookies by following directions provided in your Internet browser's "help" file. If you reject cookies, your ability to use some areas or features of the Website may be limited..
    3. Supplemental Information. We may supplement the information you provide to us (under Section 4, above), or that is logged and/or tracked by our Website with third-party information. We may use this information to improve the content of the Website for you or to inform you about services that might be of interest to you.
    4. Advertisements. We may use ad-serving companies and affiliates to serve advertisements on the Website. In the process of serving advertisements, the ad serving companies may place a cookie in your browser's cookie file to provide advertisements. This non-personally identifiable information is used as part of the ad-serving process.

  4. Disputes and Miscellaneous Terms and Conditions Relating to the Privacy Policy
    Your visit to Gluzi, and any dispute relating to privacy and/or to alleged use or misuse of your information is subject to this Privacy Policy and to all terms and conditions of our Terms of Use, including, but not limited to:  limitations on liability, application of the laws of the United States and specifically the laws of the State of New York, and all other applicable terms and conditions as are set forth in the various sections of the Terms of Use at Terms of Use.

  5. Contacting about this Privacy Policy
    For questions about our privacy policy, please contact us at:
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The Effective Date for this Privacy Policy is: January 2, 2014
© 2014, Gluzi, LLC. All rights reserved. Gluzi is a trademark of Gluzi, LLC.